◈Yes, our FICO score minimum is 650.

◈ From the time we receive a full file from you, it typically takes around 14-21 days to close a short term loan.

◈  Draws are based on a reimbursement model, so you will need to begin the first phase of the work yourself. Once that phase is complete and you are ready for reimbursement, you can submit a draw request. We will then send an inspector out to the property to take pictures and draft a report. As long as everything is completed as stated, we will wire you the funds within 24-48 hours. Each draw request from the time of submission to us wiring you funds can take up to 5 days so we advise you to plan ahead.

◈ We typically charge up to 3 - 4 points depending on experience and or deal size.

◈ We can provide a POF (Proof of funds letter), However, a full loan package will need to be reviewed prior to getting final approval.